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5 Reasons To Refinance

When you think of refinancing your home loan, what comes to mind? Saving money with a lower rate or shorter term may top the list.  Maybe you’re in an adjustable rate mortgage and you’d like the predictability of a fixed rate loan.  Perhaps you’d like to take money out to pay for college, a renovation…

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August 14, 2018

May Housing Market Recap: Sales Slide Again

May existing home sales dropped again, following a decline that began in April. Is this the start of a trend?  The coming months will tell.  Prices increased again, as they have for over 6 years.  The pace of sales was the same as April, with days on the market well below 30.  The median existing…

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June 21, 2018

Divorce and Mortgages

Often one of these major concerns in a divorce is choosing what to do with your mortgage. Landing on what is best for you depends on several factors and your unique situation. Common options include: With “bird nesting,” the children stay in the home consistently while the parents split the time living there. Because both…

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June 20, 2018

March 2018 Housing Market Recap: Sales Grow for Second Month

March existing home sales continued to rise after February’s increase. Prices increased yet again, following a trend that has lasted for 6 years.  The pace of sales picked up, with days on the market dropping sharply.  There were regional differences in sales, but prices increased across the country.  Lack of inventory continues to be the…

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April 24, 2018

National Doctors’ Day: Help Your Doctor Help You

Did you know there’s a National Doctors’ Day? Started in 1933 by Eudora Brown Almond (a doctor’s wife), March 30 is the designated day to appreciate physicians.  Initially, people sent greeting cards to their doctors and placed flowers on the graves of deceased doctors.  Red carnations are the traditional flower of the day (and are…

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March 30, 2018

February 2018 Housing Market Recap: Sales On The Rise

February existing home sales rose after a two-month slide. Prices continued to rise, too.  Sales moved very quickly, with days on the market dropping again.  All was not equal across the country, however, with bad weather in the Northeast and Midwest influencing the market.  Sales in those regions may suffer another decline after March storms,…

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March 22, 2018

January 2018 Housing Market Recap: Sales Fall For A Second Month

January existing home sales followed the downward slide that began in December with the biggest annual drop in more than three years. At the same time, prices continued their march upward.  Days on the market were up slightly, but were still lower than they were a year ago.  Is there an end in sight to…

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February 23, 2018

Saving for a Down Payment

If you have the cash to buy a home, congratulations! The rest of us will need a home loan and that probably means a down payment.  I say “probably” because there are loan programs that are exceptions to the rule (VA and USDA loans do not require down payments for qualified borrowers), but the majority…

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February 5, 2018

December 2017 Housing Market: Monthly Sales Down But 2017 Growth Best Since 2006

December existing home sales fell compared to November, but the news for 2017 as a whole was positive. Sales grew to a level not seen since 2006, in spite of the continuing drop in inventory and corresponding increase in prices.  Days on the market mirrored the previous month, but were lower than they were a…

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January 26, 2018

Looking Back To 2017 | Looking Ahead To 2018

Before the confetti falls and the glasses are toasted on New Year’s Eve, I want to take a few moments to look back in to 2017 and celebrate the year we leave behind as well as share an exciting peek ahead into 2018.   In 2017, we have seen great success for our company and…

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December 29, 2017
I am grateful for First Choice. They are a great team and a Godsend. The whole process was streamlined. I'm already looking for friends and family to refer to First Choice... My family is fortunate to have the team that made our dream come true. -Napoleon G. | Wrightwood, CA | 08.29.2017
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