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March 2018 Housing Market Recap: Sales Grow for Second Month

March existing home sales continued to rise after February’s increase. Prices increased yet again, following a trend that has lasted for 6 years.  The pace of sales picked up, with days on the market dropping sharply.  There were regional differences in sales, but prices increased across the country.  Lack of inventory continues to be the…

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April 24, 2018

National Doctors’ Day: Help Your Doctor Help You

Did you know there’s a National Doctors’ Day? Started in 1933 by Eudora Brown Almond (a doctor’s wife), March 30 is the designated day to appreciate physicians.  Initially, people sent greeting cards to their doctors and placed flowers on the graves of deceased doctors.  Red carnations are the traditional flower of the day (and are…

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March 30, 2018

February 2018 Housing Market Recap: Sales On The Rise

February existing home sales rose after a two-month slide. Prices continued to rise, too.  Sales moved very quickly, with days on the market dropping again.  All was not equal across the country, however, with bad weather in the Northeast and Midwest influencing the market.  Sales in those regions may suffer another decline after March storms,…

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March 22, 2018

January 2018 Housing Market Recap: Sales Fall For A Second Month

January existing home sales followed the downward slide that began in December with the biggest annual drop in more than three years. At the same time, prices continued their march upward.  Days on the market were up slightly, but were still lower than they were a year ago.  Is there an end in sight to…

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February 23, 2018

Saving for a Down Payment

If you have the cash to buy a home, congratulations! The rest of us will need a home loan and that probably means a down payment.  I say “probably” because there are loan programs that are exceptions to the rule (VA and USDA loans do not require down payments for qualified borrowers), but the majority…

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February 5, 2018

December 2017 Housing Market: Monthly Sales Down But 2017 Growth Best Since 2006

December existing home sales fell compared to November, but the news for 2017 as a whole was positive. Sales grew to a level not seen since 2006, in spite of the continuing drop in inventory and corresponding increase in prices.  Days on the market mirrored the previous month, but were lower than they were a…

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January 26, 2018

Looking Back To 2017 | Looking Ahead To 2018

Before the confetti falls and the glasses are toasted on New Year’s Eve, I want to take a few moments to look back in to 2017 and celebrate the year we leave behind as well as share an exciting peek ahead into 2018.   In 2017, we have seen great success for our company and…

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December 29, 2017

November Housing Market: Sales Near 11 Year High

November existing home sales jumped to a level not seen since December 2006, despite the continued lack of inventory. Given the increase in sales and the low supply, it’s not surprising that median prices continued to rise, extending the streak of year-over-year price increases.  Homes stayed on the market slightly longer than in October, but…

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December 22, 2017

Manage Your Loan From Your Phone

Do you run your life from your phone? Turn on the heat, lock the doors, close the shades?  Check.  Find your way to the best coffee or plan a road trip to Alaska?  Check.  Deposit checks, transfer funds or pay bills?  Check.  Shouldn’t you be able to manage your home loan from application to closing…

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December 19, 2017

When Could An ARM Make Sense?

When interest rates were high, Adjustable Rate Mortgages (ARMs) were popular. The initial interest rates on ARMs are usually lower than for fixed rate loans, so borrowers often hoped that mortgage rates would drop before the ARM adjusted upwards, allowing them to refinance into a lower interest fixed rate loan.  Sometimes this worked, other times…

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December 6, 2017
We have closed on 2 other houses in NJ and these loans were with renowned well established banks; however First Choice exceeded every expectation through out the loan process. The team is knowledgeable, provided personal service (not answering to a robot). They were on top of things and helped secure a loan in record time. -Ashwini D. | Marlboro, NJ | 1.24.2018
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