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Saving for a Down Payment

If you have the cash to buy a home, congratulations! The rest of us will need a home loan and that probably means a down payment.  I say “probably” because there are loan programs that are exceptions to the rule (VA and USDA loans do not require down payments for qualified borrowers), but the majority…

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February 5, 2018

December 2017 Housing Market: Monthly Sales Down But 2017 Growth Best Since 2006

December existing home sales fell compared to November, but the news for 2017 as a whole was positive. Sales grew to a level not seen since 2006, in spite of the continuing drop in inventory and corresponding increase in prices.  Days on the market mirrored the previous month, but were lower than they were a…

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January 26, 2018

Looking Back To 2017 | Looking Ahead To 2018

Before the confetti falls and the glasses are toasted on New Year’s Eve, I want to take a few moments to look back in to 2017 and celebrate the year we leave behind as well as share an exciting peek ahead into 2018.   In 2017, we have seen great success for our company and…

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December 29, 2017

November Housing Market: Sales Near 11 Year High

November existing home sales jumped to a level not seen since December 2006, despite the continued lack of inventory. Given the increase in sales and the low supply, it’s not surprising that median prices continued to rise, extending the streak of year-over-year price increases.  Homes stayed on the market slightly longer than in October, but…

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December 22, 2017

Manage Your Loan From Your Phone

Do you run your life from your phone? Turn on the heat, lock the doors, close the shades?  Check.  Find your way to the best coffee or plan a road trip to Alaska?  Check.  Deposit checks, transfer funds or pay bills?  Check.  Shouldn’t you be able to manage your home loan from application to closing…

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December 19, 2017

When Could An ARM Make Sense?

When interest rates were high, Adjustable Rate Mortgages (ARMs) were popular. The initial interest rates on ARMs are usually lower than for fixed rate loans, so borrowers often hoped that mortgage rates would drop before the ARM adjusted upwards, allowing them to refinance into a lower interest fixed rate loan.  Sometimes this worked, other times…

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December 6, 2017

October Housing Market: A Slight Uptick In Sales

The current housing market serves as a classic illustration of the law of supply and demand. At this time, demand outstrips supply and prices increase as a result.  The good news is that there were more sales in October compared to the previous month, but that’s tempered by the fact that there were fewer sales…

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November 28, 2017

Honoring Our Veterans

Veterans Day is upon us. On this day, we honor our Veterans, those Americans who have shown their love of country in the most tangible way.  Unlike Memorial Day, Veterans Day focuses primarily on living veterans who have served honorably in the military. It’s a wonderful time to examine who we have and how we…

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November 10, 2017

Ingredients for a Functional Kitchen

With the holidays quickly approaching, you may be spending more time in the kitchen than normal. Between turkeys, hams, stuffing, mashed potatoes and pies, preparing the family favorites may have moving all around your kitchen. In order to help you make these dishes with ease and efficiency, here are a few kitchen design and organization…

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November 8, 2017

Mortgage Myths and Mysteries

If you think mortgages are as scary as movies featuring doomed teenagers at deserted summer camps or babysitters in spooky old houses, read on. (But first a note to the babysitter:  The caller is in the house!  Get out now!) The Dead Pledge. That sounds macabre, doesn’t it?  The word mortgage derives from an old…

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October 27, 2017
We feel very fortunate to have worked with this team.  Thanks for everything you did to help make purchasing our first home possible. -Kathleen B. | Columbus, OH | 4.25.17
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