Jumbo loans are non-conforming loans with amounts that exceed the limits set by  Fannie Mae or Freddie Mac.

Jumbo loans are non-conforming loans with amounts that exceed the limits set by the Federal National Mortgage Association (FNMA, aka Fannie Mae) or Federal Home Loan Mortgage Corporation (FHLMC, aka Freddie Mac).

Available with fixed- and adjustable-rate options, Jumbo loan limits vary depending on where the borrower lives. In most areas of the United States, the limit is set at $417,000. In areas with higher costs, it typically is $625,000, and the limit falls in between those amounts in other parts of the country. You can ask your First Choice Loan Services Loan Originator where the limit is set in your region.

Lenders may charge additional fees and place certain restrictions due to the large loan amounts. While interest rates for Jumbo loans typically can be higher, First Choice Loan Services works to provide our borrowers the most competitive rates available.

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