Paul Lanzano

Sr. Mortgage Loan Originator NMLS#853653

Contact Info

(877) 308-9572

(949) 613-8310


Office Address:
2131 Palomar Airport Road, Suite 209
Carlsbad, CA 92011


Paul Lanzano has more than 30 years experience in finance and has worked in the mortgage industry since 2000. He understands how to identify a mortgage program customized for each buyer’s unique needs. Paul has expertise with the ins and outs of the entire mortgage process and is committed to providing each customer and business partner with the highest level of service and professionalism. Paul's dedication to excellence and high standards for customer satisfaction make the mortgage process pleasant and easy for everyone involved.

Let Paul provide you with outstanding service and individualized options. Whether you are refinancing your current home or looking to purchase a new one and achieve the American dream of home ownership, Paul can help you today!


* Individual results may vary

Paul Lanzano did everything very thoroughly, had extreme patience and held our hand through the whole process. My wife Nancy and I thank him extremely and First Choice for all that has been done. A great weight has been lifted and we hope to continue future business. Once again we would like to express our appreciation to Mr. Lanzano and First Choice. - Mark and Nancy A.
Great team. I was very pleased and would use them again. - James F., Phoenix, AZ
Initially, Paul took the time to speak with me on the phone and explain the lending process and the benefits for Costco Members. He was more thorough with the lending process than were other lenders I had spoken with before First Choice. - William H., Winchester, KY
Reasonable fees, good advice, clear explanations on what to expect. Very cordial and maintained a sense of humor throughout. My real estate agent was also impressed and had high praise for their work. - Allen P., Las Vegas, NV
Very easy process. Friendly and knowledgeable mortgage contact. 3/16/2018 - Lorraine L., Chadds Ford, PA
This is the 4th time that I processed my Re-financing with First Choice and as always excellent service! 2/7/2018 - Ruben R., Mission, TX
Very professional. He was always available to answer questions and explain the process. The best and easiest experience I have every had with the loan PROCESS! 3/15/2018 - John F., Litchfield Park, AZ
Paul Lanzano (and team) did an excellent job managing the process. He provided options to pursue, given my requirements were not a "slam dunk." [Paul provided] Good follow-up and responsiveness. We ended up significantly reducing our interest costs and achieved exactly what we were looking for. 05/14/2018 - Bob G., Clarendon Hills, IL
You guys were very good, very quick, very responsive, and most importantly, very good rates and low fees. I would definitely recommend you without hesitation to others seeking mortgages. I really like the way the closing agent came to the house and how most things are handled electronically with docusign. Very convenient. 05/24/2018 - David F., Orlando, FL
They were excellent. I don’t have a single complaint. 04/20/2018 - Richard R., Henderson, NV
I really loved working with Paul, and he is so knowledgeable and explained each and every point in detail. I liked his transparency and that is primary reason I have chosen First Choice [over] other lenders even though I would have saved couple of hundred dollars. I really admire him because of the way he explained me each and every step in the loan and what are the next expected steps, etc. Because of him, I referred First Choice to two of my friends. I wish First Choice to keep Paul and Rebecca in your organization as they bring ... many happy customers like me and make you feel proud. For them, customer satisfaction stands first than any other. 05/08/2018 - Santhosh A., Bluffdale, UT
Paul was always transparent while explaining terms and conditions. Paul addressed all queries I had during the entire loan process. A big thanks to Paul Lanzano and Rebecca for addressing all my concerns ensuring a smooth mortgage lending experience for a first time home buyer like me. 06/15/2018 - Venkata K., Bluffdale, UT
I never respond to surveys but will make an exception for Paul. He was excellent. From the first call-back through closing statement he was always prompt, informative and clear. I will recommend him without hesitation. 06/06/2018 - John U., Sandpoint, ID
I only trust Paul when it comes to our mortgage needs. 8/25/2018 - Ingrid G., Lathrop, CA
They did a wonderful job and responded quickly to all my questions! Thank you! 7/14/2018 - Nancy C., Englewood, FL
Paul is very professional and keeping his promises. Very good agent. 10/7/2018 - Dilip P., Cerritos, CA
Paul Lanzano is an exceptionally great Loan Originator. He was extremely helpful and very efficient in every step of the loan process. I would love to work with Paul again and I'd definitely recommend him and First Choice to anyone. Thank you Paul for all your great work and effort. I'd recommend Paul Lanzano and First Choice to everyone. They made it a very extremely pleasant experience. 11/27/2018 - Haidi M., Bridgewater, NJ
Mr. Paul Lanzano and his colleagues were amazing. Everything happened the way as they told me. No delays or surprises. Actually, I was surprised how flawlessly they worked. It was the best mortgage experience ever. I would highly recommend them. They simply did the best job. Your company should be proud of them. You can quote things I wrote here and elsewhere in this evaluation. Thank you. 12/17/2018 - Steven J., Oxnard, CA
Paul and Rebecca kept in touch with me on every aspect of the process. I appreciated their patience and attentiveness. This was the best experience that I have had when buying a home. Very little stress and I am very satisfied with the outcome. I hope my future service from First Choice continue to meet my expectations. 12/21/2018 - Nicole B., Farmington Hills, MI
They were both very easy to work with. I had a lot of questions, concerns, etc. and Paul was always attentive, professional, trustworthy, and has the patience of a saint. I'm so happy I selected First Choice. 12/21/2018 - Maxine D., Phoenix, AZ
Paul Lanzano was an excellent Loan Originator. He was professional, thorough, responsive, and helpful. The rate he and First Choice offered was competitive. Overall experience with Paul was smooth and seamless. I would recommend Paul to others 1/7/2019 - Khue H., Wesley Chapel, FL
Paul and Rebecca were professional, knowledgeable and thorough from start to finish! Great experience from beginning to closing! 4.23.2019 - Richard M., Clermont, FL
Paul and Rebecca were extremely helpful in moving the process along, especially given complexities involving getting everything coordinated while I was traveling on business. Top flight service. 5.13.2019 - Beverly S., Washington, DC
Paul is great. Good communication and helped in different stages of the loan. 5.14.2019 - Munish C., Princeton, NJ
Paul Lanzano is great to work with. We're very satisfied with the service he provided, as well as Rebecca Allard's. Paul Lanzano was introduced to us by our kids who both got their mortgage loans through him. My sister is also in the process of getting her mortgage loan through Paul, so now we have 4 members of our family who have had the pleasure of working with him. He's the best! 5.14.2019 - Warren H., Novato, CA
Very good and knowledgeable, friendly 7.9.2019 - Real C., Roseville, CA
Everything went smoothly with the cash out refi. Than you for your help! 8.7.2019 - David S., Washington, UT
Paul was a great help and was able to deliver what he and his team promised. Even though there were some hurdles, as is all things, our closing crossed the finish line with flying colors. Very much recommend this provider. 10.22.2019 - Marc S., Middletown, NJ
Nothing to improve here. Great service. Attorney review completed on 6-29. Closed on Aug 2nd. The team was amazing!!! Both Paul and Rebecca were extremely knowledgeable. Both very professional. Questions answered quickly. 5 star service all the way around. Was very happy with both of them. Well done! 8.10.2019 - Michael A., Budd Lake, NJ
I couldn’t thank Paul enough for how much he helped us in this process. I will recommend him and first choice in a heartbeat. Couldn’t thank enough! 8.15.2019 - Zohaib U., Herndon, VA
They are A+ 9.29.2019 - Zafor I., Woodbridge, VA
Paul Lanzano and his loan team were easy to work with and they have ample knowledge. Paul and Rebecca were committed to serving our needs. Both provided plenty of skills and knowledge to us from start to end. Also, very pleasant to communicate with them on any issue. Thanks to both! We definitely recommend to everyone! 10.1.2019 - Justin H., Los Angeles, CA
Paul is a pleasure to work with. Whenever we have a mortgage or re-fi need, we call Paul. He provides excellent service. He is very knowledgeable and explains all of the options available, allowing us to make the best decision. 10.11.2019 - Nicholas P., Raleigh, NC
Thank you for helping us with our new construction home loan. It was a great experience for us and even with the changes that happened through our builder in the end, Paul was so good at helping us navigate it all. We love our new home and have recommended Paul and First Choice to our friends, co-workers and realtor. Most people I've talked to about First Choice did not know about using [member benefits] for mortgages, including my realtor. He is now going to recommend it to his other clients because of the solid experience we had with Paul and Rebecca. Paul was very helpful throughout this process. He communicated with us through email daily and through phone calls to ensure we knew what was needed. 12.2.2019 - David W., Anchorage, AK
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