As a homeowner who previously has been through the closing process, you certainly are familiar with the loan closing experience. Still, a few years may have passed since your last closing experience, and you’ll want to be sure to do all you can to have the closing on your refinance go well. Your Loan Originator with First Choice Loan Services Inc. will help you to prepare for the closing on your refinance by ensuring that you have all the information you need to enjoy your new home loan.
Verify that your insurance policies provide ample coverage for the value of your home and its contents, and ensure that your policy features your refinancing lender’s name as the payee for losses.
Visit with your First Choice Loan Services Loan Originator about locking in your interest rate before your closing date to ensure you’re protected in the event that rates rise.
Review your current loan’s escrow account to understand if you have a surplus or deficiency of funds.
Bring a cashier’s check for the amount you need to your closing appointment.
For whatever reason you’ve decided to refinance, First Choice Loan Services will deliver a boutique-style mortgage experience that will give new life to your home financing and will bring you closer to your long-term financial goals.
While the task of simultaneously selling one home and buying another was daunting, the team at First Choice made it all seem easy. They not only performed several magic acts to help us get the job done, they did it with professionalism and expertise. -Victor T. | Kapaa, HI | 6.5.2019
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