What You Need to Know

You may have heard that qualifying for a home loan could be challenging and even at times overwhelming. It certainly doesn’t have to be. In fact, the home loan process can be relatively simple, straight forward and seamless, especially when you work with First Choice Loan Services Inc.

The mortgage professionals at First Choice Loan Services are here to guide you through the entire home loan process and provide you service beyond belief from beginning to end. The information available in First Choice Loan Services’ What You Need to Know section covers required documents we’ll need, how your credit score is derived and how to keep it clean, do’s and don’ts of the loan process, and more. It is all designed to give you a better understanding of what you can expect and how you can prepare.

As always, your First Choice Loan Services Loan Originator will be glad to provide more information and whatever else you need to remember how It Feels Good To Be First!

Documents Needed for Loan Applications

Your First Choice Loan Services Loan Originator will work side by side with you to guide you through the process of applying for a...


Do’s and Don’ts

First Choice Loan Services Inc. recommends several to-do’s (and a few ‘don’ts’) while going through the home loan qualification process. Check out a list...


How Your Credit Score is Derived

Whether you were aware of it or not, you’ve been earning a score since you opened up your first line of credit. Your credit...


Keeping Your Credit Clean

Occasionally, due to various circumstances, you may find your credit score is lower than anticipated. This low credit score could prevent you from obtaining...


What to Expect at Closing

Closing your loan is an exciting and critical part of the home financing process. We understand how important it is for you to close...